Effective Date: September 12, 2025
At SmartCreditHub (https://smartcredithub.com/), we are committed to protecting your privacy. This Privacy Policy explains what data we collect, how we use it, and your rights regarding your personal information. Our practices are fully aligned with Google AdSense requirements, GDPR, CCPA, and other relevant privacy regulations.
1. Information We Collect
- Personal Data: When you contact us, subscribe to our newsletter, or submit forms, we may collect your name, email address, or other identifying information.
- Usage Data: Includes IP address, browser type, device information, location (if allowed), pages visited, time spent, and referral source.
- Cookies and Tracking: We use cookies and tracking technologies (e.g., Google Analytics, AdSense cookies) to personalize content and ads, analyze traffic, and enhance user experience.
2. How We Use Your Information
- To operate and maintain our website
- To provide customer service and respond to inquiries
- To send promotional emails and newsletters (only with your consent)
- To personalize ads served through Google AdSense
- To improve website performance and content
3. Google AdSense and Third-Party Advertising
We use Google AdSense to serve ads. Google may use cookies to display ads based on your previous interactions with this and other websites. Users may opt out of personalized ads through Google Ad Settings.
We do not control the behavior of third-party advertisers but strive to ensure all partners comply with AdSense policies and privacy best practices.
4. Cookies Policy
Our website uses cookies to:
- Understand and save user preferences
- Compile aggregate data about site traffic
- Deliver personalized advertisements
You can manage cookie settings via your browser. Blocking cookies may impact functionality.
5. Data Sharing and Security
We do not sell, trade, or otherwise transfer personal information unless legally required. All data is stored securely with appropriate technical and organizational safeguards to protect against unauthorized access.
6. User Rights
You have the right to:
- Request access to your personal data
- Request correction or deletion of your data
- Withdraw consent at any time
- Lodge a complaint with a data protection authority
7. Children’s Privacy (COPPA Compliance)
We do not knowingly collect data from individuals under 13 years of age. If we learn that we have collected such data, we will delete it promptly.
8. Changes to This Policy
This Privacy Policy may be updated periodically. We encourage users to review it regularly. Changes will be effective once published on this page.
9. Contact Us
If you have any questions about this Privacy Policy or your data:
Email: contact@smartcredithub.com
Website: https://smartcredithub.com