Terms and Conditions

Effective Date: September 12, 2025

These Terms and Conditions govern your use of the SmartCreditHub website located at https://smartcredithub.com. By accessing or using our site, you accept and agree to be bound by these terms in full.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years of age and agree to comply with these terms. If you do not agree, please do not use our site.

2. Intellectual Property

All content, including text, graphics, logos, images, and software, is the property of SmartCreditHub or its content suppliers and is protected under applicable intellectual property laws.

3. Use of Site

You agree not to use this site for any unlawful purpose or in any way that could damage or impair the website. Automated data collection (scraping, crawling) is strictly prohibited.

4. Disclaimer of Warranties

We provide the content “as is” without warranties of any kind. We do not guarantee the accuracy, reliability, or availability of any content or service provided.

5. Limitation of Liability

SmartCreditHub shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use this site.

6. User-Generated Content

If you submit content to our website (comments, forms, messages), you grant us a non-exclusive, royalty-free license to use and display it.

7. External Links

We may link to external websites. We are not responsible for their content, accuracy, or privacy practices. Use them at your own risk.

8. Termination

We reserve the right to suspend or terminate your access to the website at our discretion, without notice or liability.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction where SmartCreditHub operates.

10. Contact

Questions or concerns about these Terms? Contact us at:

Email: contact@smartcredithub.com